Dan Zajac, philadelphia financial advisor

The Basics of Non-Qualified Stock Options

Non-qualified stock options are unique in that they retain tax characteristics similar to restricted stock and employee control similar to incentive stock. One might say that they fall right in the middle of these two. From a tax standpoint, gains are subject to ordinary income tax rates.  In terms of control, employees have the ability […]

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retirement planning, saving for retirement

8 Easy Ways to Save for Retirement

Forcing yourself to save enough for retirement can be difficult. You’re taking money that you earned… money that you worked hard for… money that you could certainly put to good use now, and stashing it away for an unknown future need at an unknown future date. However, do you know what’s worse than giving up […]

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How Do i know if i have enough to retiree

How Much Money Does it Take to Retire?

Retirement planning conversations often begin with a simple question: how much money does it take to retire?  This simple question bubbles to the top for nearly every pre-retiree. It’s a simple question, but not such a simple answer. The answer is a complicated mixture that should account for a number of variables.  Some of these […]

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ISOs and stock options

The Basics of Incentive Stock Options

There is nothing basic about incentive stock options. Incentive stock options have built-in complexity that goes far beyond their restricted stock and non-qualified stock option cousins. The holding requirements for qualified dispositions and alternative minimum taxes are two complexities that quickly come to mind. If you find yourself on the receiving end of incentive stock […]

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Catch up to retirement

8 To Dos in the 10 Years before Retirement

Planning for retirement can be difficult. With so many moving parts and so many big decisions, retirement can be overwhelming for even the most easy-going of us all. One way to make the potentially stressful time a little less crazy is to plan. Plan often and plan thoroughly. In fact, a successful retirement plan often […]

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Gallery Walk

Greater West Chester Chamber Gallery Walk – Don’t Miss It!

If you’re looking for an evening full of fun, don’t miss the Greater West Chester Chamber Gallery Walk on Friday, May 6th, 2016 from 5 pm to 9 pm. Simone Zajac Wealth Management Group proudly co-sponsors the art at the Chester County Historical Society displayed at the Greater West Chester Chamber Gallery Walk. There, you’ll find a mix of eclectic […]

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Maximize Social Security

Factors to Consider when Delaying Social Security to age 70

If you want to maximize your monthly Social Security benefit, it may make sense to wait to collect your benefits until you are 70 years old.  At 70 years of age, your Social Security benefit maxes out.  This means that there is no point in waiting any longer to collect.  Your benefit is not going […]

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