Archive | Financial Literacy

Understanding your finances and what they mean.

Financial advisor phialdelphia

The Weekly Round Up

This week’s focus is on three articles and one investment chart.  The chart, from JP Morgan, is one of my personal favorites.  In short, it details the “average” annual decline of the S&P 500 – a number that I believe will surprise many. Following that, we have a quick article that answers the ever-pressing question […]

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When it's ok to splurge

Saving Be Damned—When It’s Okay to Blow Your Money

As a financial advisor, I often encourage clients to save money, pay down debts, and think about the future (some people may call me the “Ruiner of Fun”). It’s my job to persuade clients to act responsibly with their hard-earned dollars. Responsibility often means giving up the things you want now in order to save […]

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budgeting, fixed expenses, variable expenses

Balancing Budgeting, Spending, and Cash Flow

If you are like most people, you’ve never sat down and thought about how much you spend.  Most likely you never needed to. You had a steady job with money coming in weekly or bi-weekly. Only after you know what you are spending, can you determine if your budget is in balance.  Fingers crossed it […]

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What You Should Know About Saving and Investing

Most of us know there is a difference between savings and investing.  It makes sense; we hear the two words all the time.   But what we don’t know is how the two work together, and how the two should be managed. The difference between savings and investing is simple!  If you need it soon, […]

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Financial Planning for the New Parent

As you may know if you’ve read any of my previous blogs, “N” and I are having a baby.  Well…technically she is having a baby, and I am here for the 9 month ride. “N” has been a champion about this whole pregnancy thing, and I’ve had little to do.  She’s been doing really well. […]

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